what documents do you need to get a replacement social security card?
Have yous misplaced your child'due south Social Security card? Or even more than unsettling, has it been stolen? You might remember your child's card can't be misused if he or she is underage. Unfortunately, that's non the case.
Jump alee to these sections:
- Why Should I Replace My Child's Card?
- Step 1: Firsthand Deportment Yous Need to Accept
- Step 2: Gather Documents
- Stride 3: Complete Application
- Stride 4: Submit
- What if My Kid Doesn't Take a Card?
- How Can I Prevent Fraud?
In 2017, more than 1 million children were victims of identity theft. About at gamble are children under age seven. Thieves can create new identities using a mix of your child's identification and fake data to open new lines of credit on homes, car loans, and even personal loans. Social Security theft impacts your child's time to come in other ways, too. It can disqualify your kid from financial and higher scholarships or fifty-fifty deny him or her employment later in life.
We'll show yous how to replace your child'southward Social Security card and learn some activity steps yous can take to prevent fraud.
Post-loss tip:If dealing with social security details is a function of handling the unfinished business for an adult child who has passed, in that location are many other emotional and technical aspects of this process that can be overwhelming without a way to organize. We accept a postal service-loss checklist that volition assist you lot ensure that your loved ane's family unit, estate, and other affairs are taken intendance of.
Why Should I Replace My Child's Card?
Technically, you don't demand your kid's Social Security bill of fare, simply you practice need the number for nearly things. Information technology's not oft anyone or whatsoever entity asks for proof of the physical card.
You volition besides need the number if you plan to open up a bank business relationship for your child, get him or her medical coverage, or add your child to your federal and land tax returns. Nevertheless, at that place is a lifetime and yearly limit to replacing cards. You can replace your own and your kid's menu iii times a yr or ten times per lifetime.
Memorize your kid's number to be safe and so that fifty-fifty if the bill of fare is lost, y'all'll be able to consummate about documents. Call up, a Social Security card is a government document that should remain in your hands. Before you lot replace your child'south card, here are the immediate steps you lot need to take now to protect your child'due south identity.
Step ane: Take Immediate Action
First, take a deep jiff. There's a chance that a Expert Samaritan establish your kid's carte and mailed it back to the Social Security function. However, in case that didn't happen, hither's what you demand to do:
- File a police report with your local police force enforcement agency. Brand certain to continue a re-create of the report for your records. Police documentation will help you lot build a case if you demand to file reports with banks or creditors later.
- Freeze your child's credit. You may be hypervigilant about watching your credit report, but if you've lost your child's Social Security card, your child's credit is compromised likewise. Thirty-2 states allow you to freeze your child's credit report on their behalf. Consummate a freeze asking form for each major credit bureau (Experian, TransUnion, and Equifax). Freezing your child'south credit will preclude thieves from opening credit lines under your child'south name.
- Confident the card was stolen? File an identity theft report. This complimentary government service will create a personalized recovery programme for your family unit.
Finally, you volition need to supplant your kid's Social Security card. We've put together the data you demand to know in the rest steps below.
Step 2: Get together Documents
You'll need to accept 2 types of documentation to your local Social Security role in club to go a new carte for your kid. Keep in mind the Social Security function only accepts unexpired original documents or certified copies — no notarized copies or photocopies.
First, you will need to prove your child'southward identity, citizenship, and historic period. The only document you can employ to show all three at the aforementioned time is a U.S. passport. You tin also use the following:
- School ID card
- State issued-ID carte
- Religious record
- Certified copy of a medical record (clinic, doctor, or infirmary)
- Health insurance/Medicaid card
You lot will too demand to testify your child'southward historic period. Some of the documents the SSA function accepts are:
- U.S. hospital record of your child's birth
- Religious record before age five
- U.S. passport
Lastly, to prove citizenship, you may utilize your child's U.Due south passport or birth certificate. You can also use:
- Document of Naturalization
- Consular Study of Birth Abroad
- Certificate of Citizenship
It's easiest to utilize a document that proves more than one requirement. You can use a religious record to prove both your kid's age and identity, or you lot can use a birth certificate to bear witness both age and citizenship. Make sure to verify documents with the Social Security Assistants before moving to step 3 below.
Finally, you will need to verify your identity and relationship with your child. The document needs to show your name and photo, such equally a commuter's license, country ID card, or U.South. passport. To verify your relationship, the birth certificate to a higher place will be enough, but you lot can use an adoption decree or court guild of patronage, too (depending on your human relationship with the child).
Step 3: Complete Application
Side by side, yous will need to consummate an application for a new Social Security carte du jour. You tin fill out the course and sign it on behalf of your underage child every bit long equally he or she is nether eighteen years onetime.
Once you put this course together with your gathered documents, you can move to stride 4.
Step 4: Submit
Yous will need to take your application for a replacement card (along with your and your kid's documents) to your local Social Security function or mail information technology. It's important to note that you lot cannot complete your kid'due south awarding online, though you can request an adult card online.
If you visit a few minutes before your local Social Security office opens, you could be in and out in as little as xv minutes. Wait times volition be longer later in the 24-hour interval.
Mailing an application is riskier. You may want to visit in person to avoid essential documents (similar your child's passport and nascence certificate) getting lost in the mail service. If you exercise cull to mail service your child'due south application, these documents will exist mailed back to you lot.
Ultimately, you can wait your child's card in your mailbox within seven to fifteen days.
What If My Child Doesn't Have a Bill of fare?
You can follow these steps to file for a new card if your child doesn't already have a carte du jour.
Go on in mind that children over 12 years of age need to appear to the Social Security role in person for an interview.
How Can I Foreclose Fraud?
Here are some tips you tin can use to secure your child's identity at present and into the future. Hither are some tips:
- Never carry your child'due south card in your wallet . Keep everyone's Social Security card forth with other necessary documents at home or in a safety deposit box at a banking concern. It'southward a proficient idea to utilise a water and fireproof lockbox to make sure these documents stay safe in an emergency if y'all keep it at home.
- Keep your child'due south Social Security number on a separate slice of paper. Write downwards the number and put information technology in your lockbox but then you accept the number handy.
- Don't give out your child'due south (or your own) Social Security number unless you absolutely have to. Information technology might surprise you to know that most medical offices, hospitals, and schools don't need your kid'southward Social Security number. Think, in one case y'all give out your number, it's more challenging to protect it.
- Shred important documents. Information technology'southward non uncommon for thieves to look through landfills or your dumpster for personal information.
- Periodically check your kid's credit study (or brand sure he or she doesn't have one). Your child shouldn't have a credit report until he takes out his first school loan, apartment, or line of credit. It's a adept idea, especially as your child grows, to bank check his credit report. Experian offers a free one-time browse of your kid's Social Security number.
- Fix for the future. All of these steps to a higher place are an of import way to prepare for the uncertainty of tomorrow. Whether you honour someone's life with a virtual GatheringUs commemoration or you create a clear guardianship and estate plan, it's important to wait ahead.
Plan for Your Kid'due south Time to come
Keeping your child's Social Security number secure is an important footstep toward keeping his or her benefits safe — like Social Security benefits for his or her future family unit. Children grow upwards fast, and it's important to think most his or her later-in-life experiences, too.
It's never as well early to plan well for yourself besides. Cake tin aid you store your will, name an estate beneficiary, and secure your legal documents safely online. Cake's costless online profile ensures that all of your end-of-life resource are in one place so you won't have to worry about replacing a lost certificate always again.
If you're looking for more ways to protect or store important documents, check out our guides on how to store important documents and how long you should keep documents.
Sources
- "How practise I replace a Social Security card for a kid?" Social Security Administration. www.FAQ.SSA.gov.
- "Child Identity Fraud Striking More than Than Ane 1000000 U.Southward. Victims in 2017" Javelin Strategy & Enquiry group. www.javelinstrategy.com/node/59561
- "U.S. Citizen/Child — Replacement Social Security Card" Social Security Assistants. world wide web.ssa.gov
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